Your insurance policy is unlikely to make it a specific requirement to carry out a fire risk assessment. However, there will most likely be a general policy condition that states something along the following:-
‘You will comply with all legal requirements and safety regulations and conduct the business in a lawful manner'
Therefore, as a fire risk assessment is a legal fire safety regulation you must carry this out in order not to be in breach of the insurance policy condition.
The document below is a very helpful government step by step publication on how ‘paying guests' businesses may carry out a fire risk assessment.
Accommodation Providers: Complying with Fire Safety Law (PDF)
If you would like more information or advise on this topic, please contact
Melanie Birchell at Pavey Group
Email: Melanie.Birchell@paveygroup.co.uk
Tel: 01803 408 045
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